---
canonical_url: https://lendb.ai/lo/robert-heard-224233
json_url: https://lendb.ai/lo/robert-heard-224233.json
nmls_id: 224233
last_verified: 2026-10-09
---

# Bob Heard

Co-Branch Manager at Fairway Independent Mortgage Corporation, Lake In The Hills, IL. NMLS ID 224233 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224233)).

**Summary:** Bob Heard (NMLS 224233) is Co-Branch Manager at Fairway Independent Mortgage Corporation, based in Lake In The Hills, IL. Licensed in Florida, confirmed with the state regulator (license LO85632). Also lists Alabama, Arkansas, Indiana, Kentucky, Missouri, Ohio, South Dakota, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Earliest state license record: April 14, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 14, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Missouri (MO, lender_reported), Ohio (OH, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO85632 | active | confirmed | 2021-04-14 | state_regulator | 2026-10-09 |
| AL | state_license | 79006 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AR | state_license | 224233 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | 41544 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | MC890838 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | 224233 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO-OH.224233 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SD | state_license | 224233.MLO | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 224233 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | 207629 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Lake In The Hills, IL. Source: https://www.fairway.com/lo/bob-heard-224233, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224233

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/bob-heard-224233
- Office phone and Email on file: shown at https://lendb.ai/lo/robert-heard-224233#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224233
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/bob-heard-224233

Cite as: Bob Heard (NMLS 224233), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/robert-heard-224233, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._