---
canonical_url: https://lendb.ai/lo/robert-hoy-476444
json_url: https://lendb.ai/lo/robert-hoy-476444.json
nmls_id: 476444
last_verified: 2026-10-09
---

# Robert Hoy

Senior Loan Officer at Guild Mortgage, Chantilly, VA. NMLS ID 476444 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476444)).

**Summary:** Robert Hoy (NMLS 476444) is Senior Loan Officer at Guild Mortgage, based in Chantilly, VA. Lists District of Columbia, Maryland, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed and VA loan. States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 12 (source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html, verified 2026-10-09)
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html

## About

Robert Hoy helps homebuyers and homeowners navigate mortgages with clear communication and problem-solving. After 12 years in corporate finance at KPMG and leadership roles, he transitioned to mortgage lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html, verified 2026-10-09.
- education: BSBA from Old Dominion University, MBA from The George Washington University School of Business. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html, verified 2026-10-09.
- credential: Certified Military and Veteran Lending Professional. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html, verified 2026-10-09.
- role: Former roles at KPMG and senior corporate finance leadership. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Chantilly, VA. Source: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476444

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html
- Email on file: shown at https://lendb.ai/lo/robert-hoy-476444#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476444
- lender_site: https://branches.guildmortgage.com/va/chantilly/robert-hoy-74-rgrhoy.html

Cite as: Robert Hoy (NMLS 476444), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/robert-hoy-476444, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._