---
canonical_url: https://lendb.ai/lo/robert-joyce-196322
json_url: https://lendb.ai/lo/robert-joyce-196322.json
nmls_id: 196322
last_verified: 2026-10-09
---

# Bob Joyce

Loan Originator at CrossCountry Mortgage, Beverly, MA. NMLS ID 196322 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196322)).

**Summary:** Bob Joyce (NMLS 196322) is Loan Originator at CrossCountry Mortgage, based in Beverly, MA. Lists Connecticut, Massachusetts, Maine, New Hampshire and Rhode Island on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer. Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/

## About

Bob is on the Jeff Palermo Team, which ranks in the top 1% nationwide for the past 7 years. Licensed in MA, ME, NH, CT, and FL, he focuses on fast closures (21 days or less) with dedicated support staff.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Team ranked in top 1% nationwide for past 7 years per Mortgage Originator Magazine. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/, verified 2026-10-09.
- other: Team closes loans in 21 days or less with dedicated processor and three underwriters. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/, verified 2026-10-09.
- service_area: Groveland, Danvers, MA. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42561 | expired | confirmed | 2017-04-19 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Beverly, MA. Source: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196322

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/
- Office phone and Email on file: shown at https://lendb.ai/lo/robert-joyce-196322#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196322
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/beverly-ma-4802/robert-joyce/

Cite as: Bob Joyce (NMLS 196322), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/robert-joyce-196322, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._