---
canonical_url: https://lendb.ai/lo/robert-kirchner-192996
json_url: https://lendb.ai/lo/robert-kirchner-192996.json
nmls_id: 192996
last_verified: 2026-10-09
---

# Bob Kirchner

VP, Branch Manager at First Heritage Mortgage. NMLS ID 192996 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/192996)).

**Summary:** Bob Kirchner (NMLS 192996) is VP, Branch Manager at First Heritage Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Delaware, Maryland, North Carolina, South Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: December 23, 2020 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 23, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://fhmtg.com/officers/bob-kirchner/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Bob brings 30 years of mortgage industry experience and serves homebuyers and homeowners in the MD, DC, and VA area. He prioritizes personalized service, integrity, and building lifelong client relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://fhmtg.com/officers/bob-kirchner/, verified 2026-10-09.
- service_area: MD, DC, and VA area. Source: https://fhmtg.com/officers/bob-kirchner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO79353 | active | confirmed | 2020-12-23 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 78475 | active | confirmed |  | state_regulator | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/bob-kirchner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/192996

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/bob-kirchner/
- Office phone on file: shown at https://lendb.ai/lo/robert-kirchner-192996#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/192996
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://fhmtg.com/officers/bob-kirchner/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Bob Kirchner (NMLS 192996), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/robert-kirchner-192996, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._