---
canonical_url: https://lendb.ai/lo/robert-rivera-2734351
json_url: https://lendb.ai/lo/robert-rivera-2734351.json
nmls_id: 2734351
last_verified: 2026-10-09
---

# Robert Rivera

Mortgage Loan Officer at Loan Factory. NMLS ID 2734351 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2734351)).

**Summary:** Robert Rivera (NMLS 2734351) is Mortgage Loan Officer at Loan Factory. Lists California and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/robert-rivera-2734351

## About

Robert Rivera is a California Realtor and licensed MLO with 8+ years living in Costa Rica. He approaches real estate as an investor and brings a technician's eye for detail to loan documents and disclosures.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: California Realtor and Licensed MLO at Loan Factory. Source: https://www.loanfactory.com/mortgage-expert/robert-rivera-2734351, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/robert-rivera-2734351, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2734351

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/robert-rivera-2734351

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2734351
- lender_site: https://www.loanfactory.com/mortgage-expert/robert-rivera-2734351

Cite as: Robert Rivera (NMLS 2734351), Loan Factory. LenDb.ai, https://lendb.ai/lo/robert-rivera-2734351, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._