{
  "canonical_url": "https://lendb.ai/lo/robert-ross-189110",
  "loan_officer": {
    "nmls_id": 189110,
    "slug": "robert-ross-189110",
    "canonical_url": "https://lendb.ai/lo/robert-ross-189110",
    "md_url": "https://lendb.ai/lo/robert-ross-189110.md",
    "json_url": "https://lendb.ai/lo/robert-ross-189110.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189110",
    "full_name": {
      "value": "Rob Ross",
      "source": "state_regulator",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Rob",
    "last_name": "Ross",
    "headshot_url": {
      "value": "http://intercoastalmortgage.com/wp-content/uploads/2023/02/Rob-Ross-2023-CUT-e1685476425807.png",
      "source": "state_regulator",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Rob Ross is an EVP, Production Manager. They state 23 years in the residential mortgage industry and say they serve first time buyers and real estate investors. They say they have been ranked among Scotsman Guide's Top 100 Mortgage Originators since 2012 and received the Chairman's Club award since 2002.",
      "source": "state_regulator",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "EVP, Production Manager",
      "source": "state_regulator",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 23,
      "source": "lender_site",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 56323,
      "lender_name": "Intercoastal Mortgage, LLC",
      "lender_slug": "intercoastal-mortgage-llc-56323",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 56323,
        "lender_name": "Intercoastal Mortgage, LLC",
        "lender_slug": "intercoastal-mortgage-llc-56323",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO72432",
        "status": "active",
        "issued_at": "2020-07-30",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2020-12-15",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "23",
        "source": "lender_site",
        "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Scotsman Guide Top 100 Mortgage Originators since 2012",
        "source": "lender_site",
        "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Chairman’s Club award since 2002",
        "source": "lender_site",
        "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "2020 Scotsman Top Originators",
        "source": "lender_site",
        "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 15:45:45.876635+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/robert-ross-189110#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "http://intercoastalmortgage.com/loan-officer/rob-ross/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2020-07-30",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2020,
      "state": "FL"
    },
    "federal_registration": null
  }
}