---
canonical_url: https://lendb.ai/lo/robert-watkins-544520
json_url: https://lendb.ai/lo/robert-watkins-544520.json
nmls_id: 544520
last_verified: 2026-10-09
---

# Robert Watkins

Mortgage Loan Officer at Truist Bank, Atlanta, GA. NMLS ID 544520 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544520)).

**Summary:** Robert Watkins (NMLS 544520) is Mortgage Loan Officer at Truist Bank, based in Atlanta, GA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Physician and medical professional, First-time buyer and Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308
- **Physician and medical professional** (`physician`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308

## About

Robert Watkins has more than 21 years of mortgage industry experience, specializing in doctor loans for physicians and dentists, jumbo loans, and serving first-time homebuyers, move-up clients, and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Arts, Southern Illinois University (1980-1984). Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308, verified 2026-10-09.
- community: Greater Atlanta Urban League panelist and Operation Hope instructor. Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Atlanta, GA. Source: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544520

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308
- Office phone and Email on file: shown at https://lendb.ai/lo/robert-watkins-544520#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544520
- lender_site: https://www.truist.com/finder/mortgage/robert-watkins-mortgage-loan-officer-atlanta-ga-30308

Cite as: Robert Watkins (NMLS 544520), Truist Bank. LenDb.ai, https://lendb.ai/lo/robert-watkins-544520, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._