--- canonical_url: https://lendb.ai/lo/roberto-ribadeneyra-47312 json_url: https://lendb.ai/lo/roberto-ribadeneyra-47312.json nmls_id: 47312 last_verified: 2026-10-16 --- # Roberto Ribadeneyra Producing Sales Manager, New England at United Nations Federal Credit Union, Long Island City, NY. NMLS ID 47312 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/47312)). Roberto Ribadeneyra, NMLS 47312, works as a mortgage loan officer at United Nations Federal Credit Union in Long Island City, New York. Roberto's lender page shows a focus on 2 to 4 unit property, co-op and condo, and Roberto speaks Spanish. **Summary:** Roberto Ribadeneyra (NMLS 47312) is Producing Sales Manager, New England at United Nations Federal Credit Union, based in Long Island City, NY. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: 2 to 4 unit property, Co-op and Condo. Speaks Spanish. States 17 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Roberto licensed? Roberto works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Roberto work on 2 to 4 unit property loans? Roberto's profile lists 2 to 4 unit property as a focus (from their lender profile page). It also lists co-op and condo. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/. ### What lender does Roberto work for? United Nations Federal Credit Union, company NMLS 456916, from the Long Island City, NY office, per the lender's own site (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/. ### What languages does Roberto speak? Spanish, per their lender page (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/. ### How much experience does Roberto have? Roberto states 17 years of experience. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 17 (source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **2 to 4 unit property** (`multi-family-2-4`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/ - **Co-op** (`co-op`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/ - **Condo** (`condo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/ ## Facts from the lender page and intro - years_experience: 17. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/, verified 2026-10-16. - other: Previously worked at Wells Fargo Home Mortgage and Capital One Home Loans. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/, verified 2026-10-16. - other: Proud member of the National Association of Hispanic Real Estate Professionals. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: United Nations Federal Credit Union (NMLS 456916), Long Island City, NY. Source: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/47312 ## Contact - View profile at United Nations Federal Credit Union: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/ - Office phone and Email on file: shown at https://lendb.ai/lo/roberto-ribadeneyra-47312#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/47312 - lender_site: https://www.unfcu.org/us-home-ownership/find-representative/roberto-ribadeneyra/ Cite as: Roberto Ribadeneyra (NMLS 47312), United Nations Federal Credit Union. LenDb.ai, https://lendb.ai/lo/roberto-ribadeneyra-47312, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._