--- canonical_url: https://lendb.ai/lo/robyn-kloner-174903 json_url: https://lendb.ai/lo/robyn-kloner-174903.json nmls_id: 174903 last_verified: 2026-10-16 --- # Robyn Kloner Producing Area Manager at Bell Bank, Gilbert, AZ. NMLS ID 174903 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174903)). Based in Gilbert, Arizona, Robyn Kloner (NMLS 174903) is a Producing Area Manager at Bell Bank, serving Alabama, Arkansas, Arizona and 30 more states. Robyn's focus, from their own profile, includes down payment assistance, jumbo loan and physician and medical professional. **Summary:** Robyn Kloner (NMLS 174903) is Producing Area Manager at Bell Bank, based in Gilbert, AZ. Lists Alabama, Arkansas, Arizona, California, Colorado, Florida, Georgia, Iowa and 25 more on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Jumbo loan, Physician and medical professional, Real estate investor and Vacation home. Last verified 2026-10-16. ## Quick answers ### Is Robyn licensed in Arizona? Bell Bank's page for Robyn lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 32 other states on file for Robyn. Source: https://bell.bank/mortgage/loan-officer/robynkloner. ### Does Robyn do down payment assistance? Robyn's profile lists down payment assistance as a focus (from their lender profile page). It also lists jumbo loan, physician and medical professional and real estate investor. Source: https://bell.bank/mortgage/loan-officer/robynkloner. ### What lender does Robyn work for? Bell Bank, company NMLS 419538, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/robynkloner. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Florida (FL, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), New Mexico (NM, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported), Wyoming (WY, lender_reported) - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/robynkloner ## Video intro available Robyn has a short recorded video intro on Bell Bank's site. Watch on Bell Bank's site: https://bell.bank/mortgage/loan-officer/robynkloner The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16. ## Facts from the lender page and intro - credential: Bell Bank Mortgage's Top Loan Officer. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. - credential: Bell Mortgage Platinum Club. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. - credential: Bell Mortgage President's Club. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. - credential: Top Producer's Edge Coaching Program. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. - credential: Five Star Professional. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. - credential: One of the top loan officers in Arizona for Bell Bank Mortgage. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | AL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | FL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ID | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | KS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | KY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ND | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NE | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NM | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OK | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SD | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TX | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | UT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | ## Employment history - ? to present: Bell Bank (NMLS 419538), Gilbert, AZ. Source: https://bell.bank/mortgage/loan-officer/robynkloner, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174903 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/robynkloner - Office phone and Email on file: shown at https://lendb.ai/lo/robyn-kloner-174903#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174903 - lender_site: https://bell.bank/mortgage/loan-officer/robynkloner Cite as: Robyn Kloner (NMLS 174903), Bell Bank. LenDb.ai, https://lendb.ai/lo/robyn-kloner-174903, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._