---
canonical_url: https://lendb.ai/lo/roman-kharchenko-2821436
json_url: https://lendb.ai/lo/roman-kharchenko-2821436.json
nmls_id: 2821436
last_verified: 2026-10-09
---

# Roman Kharchenko

Mortgage Loan Officer at Loan Factory, FL. NMLS ID 2821436 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2821436)).

**Summary:** Roman Kharchenko (NMLS 2821436) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO148572). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO148572 | active | confirmed | 2026-06-10 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), FL. Source: https://www.loanfactory.com/mortgage-expert/roman-kharchenko-2821436, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2821436

## Contact

- linkedin_url: https://www.linkedin.com/in/roman-kharchenko-5797a624a/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/roman-kharchenko-2821436

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2821436
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/roman-kharchenko-2821436

Cite as: Roman Kharchenko (NMLS 2821436), Loan Factory. LenDb.ai, https://lendb.ai/lo/roman-kharchenko-2821436, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._