{
  "canonical_url": "https://lendb.ai/lo/romi-chun-2657630",
  "lede": {
    "text": "Romi Chun, NMLS 2657630, works as a Loan Officer at Oz Gram Investment, Inc. in Placentia, California and is licensed in California since 2024. Romi speaks Korean.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Romi licensed in California?",
      "a": "Yes. California regulator records list license CA-DFPI2657630 as active, first effective December 27, 2024 (verified 2026-10-24).",
      "fields": [
        "licenses"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    },
    {
      "q": "What lender does Romi work for?",
      "a": "Oz Gram Investment, Inc., company NMLS 1579697, from the Placentia, CA office, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What languages does Romi speak?",
      "a": "Korean, per their lender page (verified 2026-10-26).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Romi been licensed?",
      "a": "The earliest state license record LenDb holds for Romi is from December 27, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2657630,
    "slug": "romi-chun-2657630",
    "canonical_url": "https://lendb.ai/lo/romi-chun-2657630",
    "md_url": "https://lendb.ai/lo/romi-chun-2657630.md",
    "json_url": "https://lendb.ai/lo/romi-chun-2657630.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2657630",
    "full_name": {
      "value": "Romi Chun",
      "source": "lender_site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    "first_name": "Romi",
    "last_name": "Chun",
    "headshot_url": {
      "value": "https://cpslending.com/grs/uploads/profile-images/profile-44-1778797944352-716009927.jpg",
      "source": "lender_site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [
        "ko"
      ],
      "source": "lender_site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1579697,
      "lender_name": "Oz Gram Investment, Inc.",
      "lender_slug": "oz-gram-investment-inc-1579697",
      "branch_city": "Placentia",
      "branch_state": "CA",
      "branch_zip": "92870",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://cpslending.com/romi/pf",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1579697,
        "lender_name": "Oz Gram Investment, Inc.",
        "lender_slug": "oz-gram-investment-inc-1579697",
        "branch_city": "Placentia",
        "branch_state": "CA",
        "branch_zip": "92870",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://cpslending.com/romi/pf",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://cpslending.com/romi/pf",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2657630",
        "status": "active",
        "issued_at": "2024-12-27",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 11:14:12.694301+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/romi-chun-2657630#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://cpslending.com/romi/pf",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2024-12-27",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2024,
      "state": "CA"
    },
    "federal_registration": null
  }
}