---
canonical_url: https://lendb.ai/lo/ron-kalil-9678
json_url: https://lendb.ai/lo/ron-kalil-9678.json
nmls_id: 9678
last_verified: 2026-10-09
---

# Ron Kalil

Mortgage Loan Officer at Loan Factory. NMLS ID 9678 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9678)).

**Summary:** Ron Kalil (NMLS 9678) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO108959). Also lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Licensed since 2022 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678

## About

Sr loan officer with over 30 years in banking, specializing in residential and investment property purchases and refinances.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678, verified 2026-10-09.
- role: Sr loan officer. Source: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO108959 | active | confirmed | 2022-06-08 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9678

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9678
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/ron-kalil-9678

Cite as: Ron Kalil (NMLS 9678), Loan Factory. LenDb.ai, https://lendb.ai/lo/ron-kalil-9678, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._