--- canonical_url: https://lendb.ai/lo/ronald-atamian-963318 json_url: https://lendb.ai/lo/ronald-atamian-963318.json nmls_id: 963318 last_verified: 2026-10-09 --- # Ronald Atamian VP of AF Division at CrossCountry Mortgage, Allentown, PA. NMLS ID 963318 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/963318)). **Summary:** Ronald Atamian (NMLS 963318) is VP of AF Division at CrossCountry Mortgage, based in Allentown, PA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland, New Jersey, New York and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: 1099 income, Asset-based qualifying, Bank statement loan, Down payment assistance and ITIN borrower. Earliest state license record: January 27, 2021 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: January 27, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 15 (source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **1099 income** (`1099-income`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **Asset-based qualifying** (`asset-based`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **ITIN borrower** (`itin`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ ## About Ronald has 15 years of experience as a branch manager and mortgage loan officer serving the Lehigh Valley. Known for clear communication and fast closings, he specializes in complex files and has built a practice with strong client retention across refinances, investment properties and second homes. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 15. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/, verified 2026-10-09. - credential: 2026 Scotsman Guide Top Originator. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/, verified 2026-10-09. - credential: Over 170 five-star reviews across Google, Zillow and Experience.com. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/, verified 2026-10-09. - role: Branch manager at CrossCountry Mortgage. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO80935 | active | confirmed | 2021-01-27 | state_regulator | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 61017 | active | confirmed | | state_regulator | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Allentown, PA. Source: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/963318 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - Office phone and Email on file: shown at https://lendb.ai/lo/ronald-atamian-963318#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/963318 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/ - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Ronald Atamian (NMLS 963318), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ronald-atamian-963318, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._