---
canonical_url: https://lendb.ai/lo/ronald-bramer-8229
json_url: https://lendb.ai/lo/ronald-bramer-8229.json
nmls_id: 8229
last_verified: 2026-10-09
---

# Ronnie Bramer

Mortgage Loan Officer at Loan Factory, FL. NMLS ID 8229 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8229)).

**Summary:** Ronnie Bramer (NMLS 8229) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO53188). Licensed since 2018 (per Florida records). States 39 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 39 (source: https://www.loanfactory.com/mortgage-expert/ronnie-bramer-8229, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ronnie Bramer has over 39 years of experience helping clients navigate home financing and achieve homeownership. They work across purchase, refinance, construction and investment property scenarios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 39. Source: https://www.loanfactory.com/mortgage-expert/ronnie-bramer-8229, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO53188 | active | confirmed | 2018-05-04 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), FL. Source: https://www.loanfactory.com/mortgage-expert/ronnie-bramer-8229, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8229

## Contact

- linkedin_url: https://www.linkedin.com/in/ronnie-bramer-31ba1814/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ronnie-bramer-8229

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8229
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/ronnie-bramer-8229

Cite as: Ronnie Bramer (NMLS 8229), Loan Factory. LenDb.ai, https://lendb.ai/lo/ronald-bramer-8229, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._