--- canonical_url: https://lendb.ai/lo/ronald-luttrull-274181 json_url: https://lendb.ai/lo/ronald-luttrull-274181.json nmls_id: 274181 last_verified: 2026-10-09 --- # Ronald Conrad Luttrull Senior Loan Officer at Guild Mortgage, San Diego, CA. NMLS ID 274181 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274181)). **Summary:** Ronald Conrad Luttrull (NMLS 274181) is Senior Loan Officer at Guild Mortgage, based in San Diego, CA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alaska, Alabama, Arkansas, Arizona, California, Connecticut, District of Columbia, Delaware and 33 more on the lender page (not yet checked with the state regulator). Earliest state license record: October 1, 2014 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: October 1, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-672-exrl.html, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alaska (AK, lender_reported), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Montana (MT, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), New Hampshire (NH, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Vermont (VT, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported), Wyoming (WY, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Ron has 20+ years of mortgage industry experience with an investment finance degree from Metropolitan State University. He serves both purchase and refinance clients. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - education: Investment finance degree from Metropolitan State University in Denver, CO. Source: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-672-exrl.html, verified 2026-10-09. - years_experience: 20. Source: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-672-exrl.html, verified 2026-10-09. - years_experience: twenty plus years. Source: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html, verified 2026-10-09. - education: investment finance degree from Metropolitan State University in Denver, CO. Source: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO26864 | active | confirmed | 2014-10-01 | state_regulator | 2026-10-09 | | AK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100053777 | active | confirmed | 2014-12-14 | state_regulator | 2026-10-10 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | HI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 73618 | active | confirmed | | state_regulator | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | UT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), San Diego, CA. Source: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274181 ## Contact - View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html - Office phone and Email on file: shown at https://lendb.ai/lo/ronald-luttrull-274181#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274181 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=142288&contact=215647 - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Ronald Conrad Luttrull (NMLS 274181), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/ronald-luttrull-274181, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._