---
canonical_url: https://lendb.ai/lo/ronald-mcgowan-265409
json_url: https://lendb.ai/lo/ronald-mcgowan-265409.json
nmls_id: 265409
last_verified: 2026-10-09
---

# Ron McGowan

Loan Originator at CrossCountry Mortgage, San Diego, CA. NMLS ID 265409 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265409)).

**Summary:** Ron McGowan (NMLS 265409) is Loan Originator at CrossCountry Mortgage, based in San Diego, CA. Lists California on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ron has been serving the Southern California mortgage market since 1988 with over 10 years as an Instructor of Real Estate Finance at Mira Costa College. He holds a Bachelor's degree in Business Administration and Finance from North Texas State University.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1988. Source: https://crosscountrymortgage.com/san-diego-ca-4018/ronald-mcgowan/, verified 2026-10-09.
- role: Instructor of Real Estate Finance at Mira Costa College for over 10 years. Source: https://crosscountrymortgage.com/san-diego-ca-4018/ronald-mcgowan/, verified 2026-10-09.
- service_area: Southern California. Source: https://crosscountrymortgage.com/san-diego-ca-4018/ronald-mcgowan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105552 | expired | confirmed | 2022-04-07 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), San Diego, CA. Source: https://crosscountrymortgage.com/san-diego-ca-4018/ronald-mcgowan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265409

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/san-diego-ca-4018/ronald-mcgowan/
- Office phone and Email on file: shown at https://lendb.ai/lo/ronald-mcgowan-265409#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265409
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/san-diego-ca-4018/ronald-mcgowan/

Cite as: Ron McGowan (NMLS 265409), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ronald-mcgowan-265409, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._