---
canonical_url: https://lendb.ai/lo/ronald-smith-887820
json_url: https://lendb.ai/lo/ronald-smith-887820.json
nmls_id: 887820
last_verified: 2026-10-09
---

# Ronald Smith

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Rancho Cucamonga, CA. NMLS ID 887820 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887820)).

**Summary:** Ronald Smith (NMLS 887820) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Rancho Cucamonga, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/rancho-cucamonga/8730-19th-st-hla-887820
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/rancho-cucamonga/8730-19th-st-hla-887820
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/rancho-cucamonga/8730-19th-st-hla-887820

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Rancho Cucamonga, CA. Source: https://homelendingadvisor.chase.com/ca/rancho-cucamonga/8730-19th-st-hla-887820, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887820

## Contact

- linkedin_url: https://www.linkedin.com/in/ronald-smith-604924b/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/rancho-cucamonga/8730-19th-st-hla-887820
- Office phone and Email on file: shown at https://lendb.ai/lo/ronald-smith-887820#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887820
- lender_site: https://homelendingadvisor.chase.com/ca/rancho-cucamonga/8730-19th-st-hla-887820

Cite as: Ronald Smith (NMLS 887820), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/ronald-smith-887820, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._