---
canonical_url: https://lendb.ai/lo/ronica-bang-398228
json_url: https://lendb.ai/lo/ronica-bang-398228.json
nmls_id: 398228
last_verified: 2026-10-09
---

# Ronica Bang

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 398228 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/398228)).

**Summary:** Ronica Bang (NMLS 398228) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan and VA loan. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.empirehomeloans.com/team/ronica, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/ronica
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/ronica
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/ronica
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/ronica

## About

Ronica has over 20 years of mortgage industry experience and has helped more than 1,000 families achieve homeownership. They specialize in first-time buyer programs, FHA, VA, conventional, and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.empirehomeloans.com/team/ronica, verified 2026-10-09.
- credential: Degree in Bookkeeping and Office Management. Source: https://www.empirehomeloans.com/team/ronica, verified 2026-10-09.
- role: in-house loan officer for builder subdivisions and real estate companies. Source: https://www.empirehomeloans.com/team/ronica, verified 2026-10-09.
- other: Has helped more than 1,000 families achieve homeownership. Source: https://www.empirehomeloans.com/team/ronica, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/ronica, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/398228

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/ronica
- Office phone and Email on file: shown at https://lendb.ai/lo/ronica-bang-398228#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/398228
- lender_site: https://www.empirehomeloans.com/team/ronica

Cite as: Ronica Bang (NMLS 398228), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/ronica-bang-398228, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._