---
canonical_url: https://lendb.ai/lo/rosana-santaguita-julio-2124621
json_url: https://lendb.ai/lo/rosana-santaguita-julio-2124621.json
nmls_id: 2124621
last_verified: 2026-10-30
---

# Rosana Santaguita Julio

Loan officer at West Capital Lending, Inc.. NMLS ID 2124621 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2124621)).

Rosana Santaguita Julio (NMLS 2124621) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2021 and in Florida, Texas, Delaware and 3 more states.

**Summary:** Rosana Santaguita Julio (NMLS 2124621) is a loan officer at West Capital Lending, Inc.. Licensed in 7 states confirmed with state regulators: Florida, Texas, Delaware, Arkansas, Iowa, Oregon and Wyoming. Earliest state license record: April 29, 2021 (Iowa), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Rosana licensed in Florida?

Yes. Florida regulator records list license LO109899 as active, first effective June 24, 2022 (verified 2026-10-15). LenDb has 6 other states on file for Rosana. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Rosana work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Rosana been licensed?

The earliest state license record LenDb holds for Rosana is from April 29, 2021 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: April 29, 2021 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO109899 | active | confirmed | 2022-06-24 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-08-19 | state_regulator | 2026-10-13 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 44568 | active | confirmed | 2021-04-29 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 2124621 | active | confirmed | 2024-12-12 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2124621 | inactive | confirmed | 2021-06-08 | state_regulator | 2026-10-24 |
| WY | Wyoming regulator | state_license | 106364 | active | confirmed | 2023-07-13 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2124621

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2124621
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Rosana Santaguita Julio (NMLS 2124621), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/rosana-santaguita-julio-2124621, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._