---
canonical_url: https://lendb.ai/lo/ross-andrews-618411
json_url: https://lendb.ai/lo/ross-andrews-618411.json
nmls_id: 618411
last_verified: 2026-10-09
---

# Ross Andrews

Mortgage Banker at First Citizens Bank, Columbia, SC. NMLS ID 618411 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618411)).

**Summary:** Ross Andrews (NMLS 618411) is Mortgage Banker at First Citizens Bank, based in Columbia, SC. Lists South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: South Carolina (SC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ross is a First Citizens mortgage banker and servant-leader who helps clients through the homeownership process. He graduated from University of South Carolina with a degree in Business Administration.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: University of South Carolina, Bachelor of Science in Business Administration. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/ross-andrews, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Columbia, SC. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/ross-andrews, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618411

## Contact

- linkedin_url: https://www.linkedin.com/in/rossandrews/ (source: lender_site, verified 2026-10-09)
- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/sc/columbia/ross-andrews
- Email on file: shown at https://lendb.ai/lo/ross-andrews-618411#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618411
- lender_site: https://bankers.firstcitizens.com/mortgage/sc/columbia/ross-andrews

Cite as: Ross Andrews (NMLS 618411), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/ross-andrews-618411, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._