---
canonical_url: https://lendb.ai/lo/ross-mcghie-1923568
json_url: https://lendb.ai/lo/ross-mcghie-1923568.json
nmls_id: 1923568
last_verified: 2026-10-09
---

# Ross McGhie

Mortgage Loan Officer at Loan Factory. NMLS ID 1923568 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1923568)).

**Summary:** Ross McGhie (NMLS 1923568) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO66333). Also lists Alabama on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Rural property. Licensed since 2019 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/ross-mcghie-1923568
- **Rural property** (`rural`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/ross-mcghie-1923568

## About

Ross McGhie takes a client-first approach to mortgage lending, working closely with first-time buyers, growing families, and rural homebuyers. He emphasizes transparency, education, and long-term relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO66333 | active | confirmed | 2019-12-18 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/ross-mcghie-1923568, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1923568

## Contact

- linkedin_url: https://www.linkedin.com/in/rosscmcghie (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ross-mcghie-1923568

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1923568
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/ross-mcghie-1923568

Cite as: Ross McGhie (NMLS 1923568), Loan Factory. LenDb.ai, https://lendb.ai/lo/ross-mcghie-1923568, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._