---
canonical_url: https://lendb.ai/lo/rosy-carranza-1031531
json_url: https://lendb.ai/lo/rosy-carranza-1031531.json
nmls_id: 1031531
last_verified: 2026-10-09
---

# Rosy Carranza

Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Everett, WA. NMLS ID 1031531 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1031531)).

**Summary:** Rosy Carranza (NMLS 1031531) is Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Everett, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC, FHA loan and First-time buyer. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531

## About

Rosy speaks Spanish fluently and specializes in preapproval, low-to-moderate income lending, borrowers with limited credit history, and home equity lines of credit.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Snohomish County area, WA. Source: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Everett, WA. Source: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1031531

## Contact

- linkedin_url: https://www.linkedin.com/in/rosycarranza1031531/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531
- Office phone and Email on file: shown at https://lendb.ai/lo/rosy-carranza-1031531#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1031531
- lender_site: https://homelendingadvisor.chase.com/wa/everett/2628-colby-ave-hla-1031531

Cite as: Rosy Carranza (NMLS 1031531), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/rosy-carranza-1031531, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._