{
  "canonical_url": "https://lendb.ai/lo/roy-pointer-246949",
  "loan_officer": {
    "nmls_id": 246949,
    "slug": "roy-pointer-246949",
    "canonical_url": "https://lendb.ai/lo/roy-pointer-246949",
    "md_url": "https://lendb.ai/lo/roy-pointer-246949.md",
    "json_url": "https://lendb.ai/lo/roy-pointer-246949.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246949",
    "full_name": {
      "value": "Roy Pointer",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "first_name": "Roy",
    "last_name": "Pointer",
    "headshot_url": {
      "value": "https://cdn.prod.website-files.com/695e62c5afd947215e7a7d42/69652e9977b55d98245a745b_SXp_1oGq_CXcXfMt0sk5W6RCP0-fhdzMn1fFmYbosi0.png",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Roy Pointer has over 24 years of mortgage industry experience and focuses on building client relationships while providing personalized, transparent service tailored to individual home financing needs.",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 24,
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 12007,
      "lender_name": "LeaderOne Financial",
      "lender_slug": "leaderone-financial-12007",
      "branch_city": "Kearney",
      "branch_state": "MO",
      "branch_zip": "64060",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 12007,
        "lender_name": "LeaderOne Financial",
        "lender_slug": "leaderone-financial-12007",
        "branch_city": "Kearney",
        "branch_state": "MO",
        "branch_zip": "64060",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/roy-pointer-7a555b2b/",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "24",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:16:33.730329+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/roy-pointer-246949#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/roy-pointer",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}