---
canonical_url: https://lendb.ai/lo/royal-kirkland-iii-927022
json_url: https://lendb.ai/lo/royal-kirkland-iii-927022.json
nmls_id: 927022
last_verified: 2026-10-09
---

# Royal Kirkland III

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Oakland, CA. NMLS ID 927022 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/927022)).

**Summary:** Royal Kirkland III (NMLS 927022) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Oakland, CA. Licensed in California. Focus areas shown on the lender page: Self-employed, Jumbo loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: California (CA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022

## About

Royal has 10 years of experience as a Senior Home Lending Advisor serving the Oakland area. He specializes in self-employed lending, lending to borrowers with limited credit history, first-time homebuyer programs, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Oakland, CA. Source: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/927022

## Contact

- linkedin_url: https://www.linkedin.com/in/royal-kirkland-iii-91986626/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022
- Office phone and Email on file: shown at https://lendb.ai/lo/royal-kirkland-iii-927022#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/927022
- lender_site: https://homelendingadvisor.chase.com/ca/oakland/5114-broadway-hla-927022

Cite as: Royal Kirkland III (NMLS 927022), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/royal-kirkland-iii-927022, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._