---
canonical_url: https://lendb.ai/lo/royce-richichi-1911742
json_url: https://lendb.ai/lo/royce-richichi-1911742.json
nmls_id: 1911742
last_verified: 2026-10-15
---

# Royce Richichi

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1911742 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1911742)).

Royce Richichi (NMLS 1911742) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Florida and Texas.

**Summary:** Royce Richichi (NMLS 1911742) is a loan officer at E Mortgage Capital, Inc.. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: June 1, 2020 (Wisconsin), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Royce licensed in Florida?

Yes. Florida regulator records list license LO139442 as active, first effective July 8, 2025 (verified 2026-10-15). LenDb has 1 other state on file for Royce. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Royce work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Royce been licensed?

The earliest state license record LenDb holds for Royce is from June 1, 2020 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: June 1, 2020 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Royce J. Richichi (FL, TX, as of 2026-10-12)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO139442 | active | confirmed | 2025-07-08 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-01-22 | state_regulator | 2026-10-13 |
| WI | Wisconsin regulator | state_license | 1911742 | expired | confirmed | 2020-06-01 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1911742

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1911742
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Royce Richichi (NMLS 1911742), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/royce-richichi-1911742, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._