---
canonical_url: https://lendb.ai/lo/ruben-carbajal-263947
json_url: https://lendb.ai/lo/ruben-carbajal-263947.json
nmls_id: 263947
last_verified: 2026-10-24
---

# Ruben Romero

Loan Officer at United American Mortgage Corporation, Costa Mesa, CA. NMLS ID 263947 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/263947)).

Ruben Romero (NMLS 263947) is a Loan Officer at United American Mortgage Corporation in Costa Mesa, California, licensed in California since 2011 and in Texas.

**Summary:** Ruben Romero (NMLS 263947) is Loan Officer at United American Mortgage Corporation, based in Costa Mesa, CA. Licensed in 2 states confirmed with state regulators: Texas and California. Earliest state license record: February 14, 2011 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Ruben licensed in California?

Yes. California regulator records list license CA-DOC263947 as active, first effective February 14, 2011 (verified 2026-10-24). LenDb has 1 other state on file for Ruben. Source: https://dfpi.ca.gov/.

### What lender does Ruben work for?

United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15). Source: https://www.uamco.com/loan-officer/ruben-romero.

### How long has Ruben been licensed?

The earliest state license record LenDb holds for Ruben is from February 14, 2011 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: February 14, 2011 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Ruben A. Romero Carbajal (CA, as of 2026-10-22)
- Licensed in: Texas (TX, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-02-19 | state_regulator | 2026-10-13 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC263947 | active | confirmed | 2011-02-14 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: United American Mortgage Corporation (NMLS 1942), Costa Mesa, CA. Source: https://www.uamco.com/loan-officer/ruben-romero, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/263947

## Contact

- View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/ruben-romero
- Office phone and Email on file: shown at https://lendb.ai/lo/ruben-carbajal-263947#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/263947
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.uamco.com/loan-officer/ruben-romero

Cite as: Ruben Romero (NMLS 263947), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/ruben-carbajal-263947, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._