---
canonical_url: https://lendb.ai/lo/ruth-cardona-2608058
json_url: https://lendb.ai/lo/ruth-cardona-2608058.json
nmls_id: 2608058
last_verified: 2026-10-09
---

# Ruth Cardona

Loan Officer at Guild Mortgage, Aurora, IL. NMLS ID 2608058 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2608058)).

**Summary:** Ruth Cardona (NMLS 2608058) is Loan Officer at Guild Mortgage, based in Aurora, IL. Lists Illinois on the lender page (not yet checked with the state regulator). Speaks Spanish. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Mortgage Loan Officer with real estate background serving Illinois clients in English and Spanish. Ruth specializes in purchases, refinances, investments, HELOC, and ITIN loans with focus on education and personalized guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Real estate background working with buyers and sellers. Source: https://branches.guildmortgage.com/il/aurora/ruth-cardona-119-ctrca.html, verified 2026-10-09.
- service_area: Serves clients throughout Illinois. Source: https://branches.guildmortgage.com/il/aurora/ruth-cardona-119-ctrca.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO129851 | expired | confirmed | 2024-06-28 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Aurora, IL. Source: https://branches.guildmortgage.com/il/aurora/ruth-cardona-119-ctrca.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2608058

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/il/aurora/ruth-cardona-119-ctrca.html
- Office phone and Email on file: shown at https://lendb.ai/lo/ruth-cardona-2608058#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2608058
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/il/aurora/ruth-cardona-119-ctrca.html

Cite as: Ruth Cardona (NMLS 2608058), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/ruth-cardona-2608058, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._