---
canonical_url: https://lendb.ai/lo/ruth-falcone-137201
json_url: https://lendb.ai/lo/ruth-falcone-137201.json
nmls_id: 137201
last_verified: 2026-10-09
---

# Ruth Falcone

Senior Loan Officer at CrossCountry Mortgage, Wayne, PA. NMLS ID 137201 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137201)).

**Summary:** Ruth Falcone (NMLS 137201) is Senior Loan Officer at CrossCountry Mortgage, based in Wayne, PA. Licensed in Pennsylvania, confirmed with the state regulator (license 25356). Focus areas shown on the lender page: FHA loan, VA loan, First-time buyer and HELOC. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/

## About

Ruth has spanned all aspects of the mortgage industry from origination to loan servicing. She specializes in conventional, non-conforming, FHA, and VA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 25356 | active | confirmed |  | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Wayne, PA. Source: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137201

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/
- Office phone and Email on file: shown at https://lendb.ai/lo/ruth-falcone-137201#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137201
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://crosscountrymortgage.com/wayne-pa-2509/ruth-falcone/

Cite as: Ruth Falcone (NMLS 137201), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ruth-falcone-137201, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._