---
canonical_url: https://lendb.ai/lo/ruth-stephenson-119289
json_url: https://lendb.ai/lo/ruth-stephenson-119289.json
nmls_id: 119289
last_verified: 2026-10-09
---

# Ruth Stephenson

Area Manager at Guild Mortgage, Raleigh, NC. NMLS ID 119289 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/119289)).

**Summary:** Ruth Stephenson (NMLS 119289) is Area Manager at Guild Mortgage, based in Raleigh, NC. Licensed in Florida, confirmed with the state regulator (license LO4732). Also lists Alabama, Georgia, Massachusetts, North Carolina, Ohio, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Massachusetts (MA, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO4732 | active | confirmed | 2011-03-29 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Raleigh, NC. Source: https://branches.guildmortgage.com/nc/raleigh/ruth-stephenson-925-hprst.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/119289

## Contact

- linkedin_url: https://www.linkedin.com/in/ruth-stephenson-44bb536/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/nc/raleigh/ruth-stephenson-925-hprst.html
- Office phone and Email on file: shown at https://lendb.ai/lo/ruth-stephenson-119289#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/119289
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://branches.guildmortgage.com/nc/raleigh/ruth-stephenson-925-hprst.html

Cite as: Ruth Stephenson (NMLS 119289), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/ruth-stephenson-119289, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._