---
canonical_url: https://lendb.ai/lo/ryan-alvarez-1938780
json_url: https://lendb.ai/lo/ryan-alvarez-1938780.json
nmls_id: 1938780
last_verified: 2026-10-20
---

# Ryan Alvarez

Loan officer at West Capital Lending, Inc.. NMLS ID 1938780 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1938780)).

Ryan Alvarez (NMLS 1938780) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2024 and in Florida, Connecticut and Oregon.

**Summary:** Ryan Alvarez (NMLS 1938780) is a loan officer at West Capital Lending, Inc.. Licensed in 4 states confirmed with state regulators: Florida, Texas, Connecticut and Oregon. Earliest state license record: April 23, 2024 (Texas), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Ryan licensed in Florida?

Yes. Florida regulator records list license LO129195 as active, first effective June 4, 2024 (verified 2026-10-15). LenDb has 3 other states on file for Ryan. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Ryan work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Ryan been licensed?

The earliest state license record LenDb holds for Ryan is from April 23, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: April 23, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Ryan P. Alvarez (CT, FL, OR, TX, as of 2026-10-12)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO129195 | active | confirmed | 2024-06-04 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-04-23 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-1938780 | active | confirmed |  | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-05-23 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1938780 | inactive | confirmed | 2026-04-16 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1938780

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1938780
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Ryan Alvarez (NMLS 1938780), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/ryan-alvarez-1938780, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._