--- canonical_url: https://lendb.ai/lo/ryan-boody-1053658 json_url: https://lendb.ai/lo/ryan-boody-1053658.json nmls_id: 1053658 last_verified: 2026-10-15 --- # Ryan Boody VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Panama City, FL. NMLS ID 1053658 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1053658)). **Summary:** Ryan Boody (NMLS 1053658) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Panama City, FL. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Alabama, Arkansas, Georgia, Kentucky and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Manufactured home, Non-warrantable condo and Self-employed. Earliest state license record: July 31, 2018 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: July 31, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), Tennessee (TN, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Manufactured home** (`manufactured`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658 - **Non-warrantable condo** (`condo-non-warrantable`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658 - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658 ## About Ryan Boody has over 25 years in the mortgage industry and works with self-employed borrowers, manufactured homes, and non-warrantable condos. They serve clients across FL, GA, AL, AR, TN, TX and KY. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 25. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15. - role: Vice President and Sr. Loan Advisor. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15. - service_area: FL, GA, AL, AR, TN, TX, KY. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15. - credential: Loan Officer of the Year with Mercantile Bank in 2003 and 2004. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15. - credential: Presidents Club with NewRez in 2023 and 2024. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO55264 | active | confirmed | 2018-07-31 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2021-12-14 | state_regulator | 2026-10-13 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Panama City, FL. Source: https://www.grarate.com/loan-officers/ryan-boody-1053658, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1053658 ## Contact - linkedin_url: https://www.linkedin.com/in/ryan-boody-9b99295/ (source: lender_site, verified 2026-10-15) - View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/ryan-boody-1053658 - Office phone and Email on file: shown at https://lendb.ai/lo/ryan-boody-1053658#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1053658 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - lender_site: https://www.grarate.com/loan-officers/ryan-boody-1053658 - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Ryan Boody (NMLS 1053658), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/ryan-boody-1053658, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._