---
canonical_url: https://lendb.ai/lo/ryan-bowren-1762580
json_url: https://lendb.ai/lo/ryan-bowren-1762580.json
nmls_id: 1762580
last_verified: 2026-10-20
---

# Ryan Bowren

Loan officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1762580 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1762580)).

Ryan Bowren (NMLS 1762580) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Oregon.

**Summary:** Ryan Bowren (NMLS 1762580) is a loan officer at INDEPENDENCE HOME LOANS LLC. Licensed in Oregon, confirmed with the state regulator. Earliest state license record: November 3, 2020 (Iowa), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Ryan licensed in Oregon?

Yes. Oregon regulator records list a license as active, first effective August 5, 2021 (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### What lender does Ryan work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Ryan been licensed?

The earliest state license record LenDb holds for Ryan is from November 3, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: November 3, 2020 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Ryan D. Bowren (AR, CA, CT, IA, NV, OR, as of 2026-10-28)
- Licensed in: Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CT | Connecticut regulator | state_license | LO-1762580 | inactive | confirmed |  | state_regulator | 2026-10-15 |
| AR | Arkansas regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 41196 | inactive | confirmed | 2020-11-03 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-08-05 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1762580 | inactive | confirmed | 2021-01-07 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-138637 | inactive | confirmed | 2025-11-07 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1762580

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1762580
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Ryan Bowren (NMLS 1762580), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/ryan-bowren-1762580, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._