--- canonical_url: https://lendb.ai/lo/ryan-brown-630438 json_url: https://lendb.ai/lo/ryan-brown-630438.json nmls_id: 630438 last_verified: 2026-10-31 --- # Ryan Brown Loan officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 630438 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630438)). Ryan Brown (NMLS 630438) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2026 and in Florida, Texas, Connecticut and 10 more states. **Summary:** Ryan Brown (NMLS 630438) is a loan officer at INDEPENDENCE HOME LOANS LLC. Licensed in 14 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon and 6 more. Earliest state license record: January 9, 2026 (Iowa), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Ryan licensed in Florida? Yes. Florida regulator records list license LO145128 as active, first effective February 18, 2026 (verified 2026-10-15). LenDb has 13 other states on file for Ryan. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Ryan work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Ryan been licensed? The earliest state license record LenDb holds for Ryan is from January 9, 2026 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: January 9, 2026 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Ryan F. Brown (AR, CA, CT, DE, FL, IA, MD, MO, NV, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO145128 | active | confirmed | 2026-02-18 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-09 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-630438 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56121 | active | confirmed | 2026-01-09 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-01-16 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 630438 | active | confirmed | 2026-01-13 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI630438 | active | confirmed | 2026-02-12 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109631 | active | confirmed | 2026-01-13 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0092909 | active | confirmed | 2026-01-09 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-155382 | active | confirmed | 2026-01-14 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630438 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630438 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ Cite as: Ryan Brown (NMLS 630438), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/ryan-brown-630438, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._