---
canonical_url: https://lendb.ai/lo/ryan-hays-2298124
json_url: https://lendb.ai/lo/ryan-hays-2298124.json
nmls_id: 2298124
last_verified: 2026-10-09
---

# Ryan Hays

Senior Loan Officer at CrossCountry Mortgage, Burlington, NC. NMLS ID 2298124 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2298124)).

**Summary:** Ryan Hays (NMLS 2298124) is Senior Loan Officer at CrossCountry Mortgage, based in Burlington, NC. Licensed in Florida, confirmed with the state regulator (license LO122150). Also lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: August 9, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 9, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/burlington-nc-3971/ryan-hays/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/burlington-nc-3971/ryan-hays/

## About

Ryan is a compassionate mortgage professional and educator who helps individuals and families achieve homeownership dreams by explaining complex home financing details and providing clear communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122150 | active | confirmed | 2023-08-09 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Burlington, NC. Source: https://crosscountrymortgage.com/burlington-nc-3971/ryan-hays/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2298124

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/burlington-nc-3971/ryan-hays/
- Email on file: shown at https://lendb.ai/lo/ryan-hays-2298124#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2298124
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/burlington-nc-3971/ryan-hays/

Cite as: Ryan Hays (NMLS 2298124), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-hays-2298124, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._