{
  "canonical_url": "https://lendb.ai/lo/ryan-hicks-2626829",
  "loan_officer": {
    "nmls_id": 2626829,
    "slug": "ryan-hicks-2626829",
    "canonical_url": "https://lendb.ai/lo/ryan-hicks-2626829",
    "md_url": "https://lendb.ai/lo/ryan-hicks-2626829.md",
    "json_url": "https://lendb.ai/lo/ryan-hicks-2626829.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2626829",
    "full_name": {
      "value": "Ryan Hicks",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Ryan",
    "last_name": "Hicks",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2026/09/2626829.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Ryan Hicks is a Loan Officer based in Missouri. They have worked in banking, customer service, sales and technology. They focus on simplifying the financing process and serve their local community as well as borrowers in the markets they are licensed to serve.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": "MO",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": "MO",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "professional background spanning banking, customer service, sales and technology",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Missouri",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "serves local community in Missouri",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 11:12:47.364451+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ryan-hicks-2626829#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/ryan-hicks/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}