{
  "canonical_url": "https://lendb.ai/lo/ryan-holford-246037",
  "loan_officer": {
    "nmls_id": 246037,
    "slug": "ryan-holford-246037",
    "canonical_url": "https://lendb.ai/lo/ryan-holford-246037",
    "md_url": "https://lendb.ai/lo/ryan-holford-246037.md",
    "json_url": "https://lendb.ai/lo/ryan-holford-246037.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246037",
    "full_name": {
      "value": "Ryan Holford",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "first_name": "Ryan",
    "last_name": "Holford",
    "headshot_url": {
      "value": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/ryan-holford2.png",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Ryan has been in the mortgage industry since 1999, including time on the brokerage side and owning their own company before joining CMG. Focuses on custom plans that go beyond rates.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": "San Ramon",
      "branch_state": "CA",
      "branch_zip": "94583",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1820,
        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": "San Ramon",
        "branch_state": "CA",
        "branch_zip": "94583",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1999",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "role",
        "value": "Owned own mortgage company before joining CMG",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 16:38:10.363841+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ryan-holford-246037#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/ryan-holford",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}