---
canonical_url: https://lendb.ai/lo/ryan-johnson-2176983
json_url: https://lendb.ai/lo/ryan-johnson-2176983.json
nmls_id: 2176983
last_verified: 2026-10-24
---

# Ryan Johnson

Loan officer at E Mortgage Capital, Inc.. NMLS ID 2176983 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2176983)).

Ryan Johnson (NMLS 2176983) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in California.

**Summary:** Ryan Johnson (NMLS 2176983) is a loan officer at E Mortgage Capital, Inc.. Licensed in California, confirmed with the state regulator (license CA-DFPI2176983). Earliest state license record: March 9, 2022 (Florida), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Ryan licensed in California?

Yes. California regulator records list license CA-DFPI2176983 as active, first effective July 24, 2024 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Ryan work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Ryan been licensed?

The earliest state license record LenDb holds for Ryan is from March 9, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: March 9, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Ryan J. Johnson (CA, FL, as of 2026-10-22)
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO103863 | expired | confirmed | 2022-03-09 | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2176983 | active | confirmed | 2024-07-24 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2176983

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2176983
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfpi.ca.gov/

Cite as: Ryan Johnson (NMLS 2176983), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/ryan-johnson-2176983, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._