---
canonical_url: https://lendb.ai/lo/ryan-kelly-2469751
json_url: https://lendb.ai/lo/ryan-kelly-2469751.json
nmls_id: 2469751
last_verified: 2026-10-09
---

# Ryan Kelly

Loan Originator at Cardinal Financial Company, Chandler, AZ. NMLS ID 2469751 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2469751)).

**Summary:** Ryan Kelly (NMLS 2469751) is Loan Originator at Cardinal Financial Company, based in Chandler, AZ. Licensed in Florida, confirmed with the state regulator (license LO120015). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120015 | active | confirmed | 2023-05-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Chandler, AZ. Source: https://www.cardinalfinancial.com/loan-originator/ryan-kelly/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2469751

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/ryan-kelly/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-kelly-2469751#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2469751
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/ryan-kelly/

Cite as: Ryan Kelly (NMLS 2469751), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/ryan-kelly-2469751, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._