---
canonical_url: https://lendb.ai/lo/ryan-lam-2273874
json_url: https://lendb.ai/lo/ryan-lam-2273874.json
nmls_id: 2273874
last_verified: 2026-10-09
---

# Ryan Lam

Mortgage Loan Officer at Loan Factory. NMLS ID 2273874 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2273874)).

**Summary:** Ryan Lam (NMLS 2273874) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). Speaks English and Vietnamese. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/ryan-lam-2273874, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2273874

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ryan-lam-2273874

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2273874
- lender_site: https://www.loanfactory.com/mortgage-expert/ryan-lam-2273874

Cite as: Ryan Lam (NMLS 2273874), Loan Factory. LenDb.ai, https://lendb.ai/lo/ryan-lam-2273874, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._