---
canonical_url: https://lendb.ai/lo/ryan-lauper-236629
json_url: https://lendb.ai/lo/ryan-lauper-236629.json
nmls_id: 236629
last_verified: 2026-10-24
---

# Ryan Lauper

Loan Officer – Spanish Speaking at Lifetime Home Loans, LLC. NMLS ID 236629 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/236629)).

Ryan Lauper (NMLS 236629) is a Loan Officer – Spanish Speaking at Lifetime Home Loans, LLC, licensed in California since 2025. Ryan speaks Spanish.

**Summary:** Ryan Lauper (NMLS 236629) is Loan Officer – Spanish Speaking at Lifetime Home Loans, LLC. Licensed in California, confirmed with the state regulator (license 01316754). Also lists Utah on the lender page (not yet checked with the state regulator). Speaks Spanish. Earliest state license record: May 7, 2025 (California), per state regulator. States 20 years of experience. Last verified 2026-10-24.

## Quick answers

### Is Ryan licensed in California?

Yes. California regulator records list license 01316754 as active (verified 2026-10-24). LenDb has 1 other state on file for Ryan. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Ryan work for?

Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/ryan-lauper/.

### What languages does Ryan speak?

Spanish, per their lender page (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/ryan-lauper/.

### How long has Ryan been licensed?

The earliest state license record LenDb holds for Ryan is from May 7, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ryan states 20 years of experience. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: May 7, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://lifetimehomeloans.com/project/ryan-lauper/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): Ryan M. Lauper (CA, as of 2026-10-22)
- Licensed in: California (CA DRE, confirmed), Utah (UT, lender_reported), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20. Source: https://lifetimehomeloans.com/project/ryan-lauper/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 01316754 | active | confirmed |  | state_regulator | 2026-10-24 |
| UT |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI236629 | active | confirmed | 2025-05-07 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Lifetime Home Loans, LLC (NMLS 1861406). Source: https://lifetimehomeloans.com/project/ryan-lauper/, verified 2026-10-15.
- ? to present: Wymac Capital Inc (NMLS 18766). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/236629

## Contact

- View profile at Lifetime Home Loans, LLC: https://lifetimehomeloans.com/project/ryan-lauper/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-lauper-236629#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/236629
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://lifetimehomeloans.com/project/ryan-lauper/
- state_regulator: https://dfpi.ca.gov/

Cite as: Ryan Lauper (NMLS 236629), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/ryan-lauper-236629, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._