{
  "canonical_url": "https://lendb.ai/lo/ryan-mcmahon-1537155",
  "lede": {
    "text": "Ryan McMahon (NMLS 1537155) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2025 and in Florida, Texas, Connecticut and 10 more states. Ryan's focus, from their own profile, includes VA loan.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Ryan licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO142383 as active, first effective November 3, 2025 (verified 2026-10-15). LenDb has 13 other states on file for Ryan.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Ryan do VA loans?",
      "a": "Ryan's profile lists VA loan as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Ryan work for?",
      "a": "INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Ryan been licensed?",
      "a": "The earliest state license record LenDb holds for Ryan is from October 7, 2025 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ryan states 10 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Iowa state regulator",
      "source_url": "https://idob.iowa.gov/",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1537155,
    "slug": "ryan-mcmahon-1537155",
    "canonical_url": "https://lendb.ai/lo/ryan-mcmahon-1537155",
    "md_url": "https://lendb.ai/lo/ryan-mcmahon-1537155.md",
    "json_url": "https://lendb.ai/lo/ryan-mcmahon-1537155.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1537155",
    "full_name": {
      "value": "Ryan McMahon",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Ryan",
    "last_name": "McMahon",
    "licensed_names": [
      {
        "name": "Ryan McMahon",
        "name_with_middle_initial": "Ryan C. McMahon",
        "first_name": "Ryan",
        "middle_initial": "C",
        "last_name": "McMahon",
        "states": [
          "AR",
          "CA",
          "CT",
          "FL",
          "IA",
          "MA",
          "MD",
          "MO",
          "NV",
          "OR",
          "TX",
          "WY"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-28"
      }
    ],
    "headshot_url": {
      "value": "https://independencehl.com/wp-content/uploads/2026/10/RyanMcMahonWebsite-350x350.png",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Executive Loan Officer",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 2524174,
      "lender_name": "INDEPENDENCE HOME LOANS LLC",
      "lender_slug": "independence-home-loans-llc-2524174",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://independencehl.com/ryan-mcmahon/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2524174,
        "lender_name": "INDEPENDENCE HOME LOANS LLC",
        "lender_slug": "independence-home-loans-llc-2524174",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://independencehl.com/ryan-mcmahon/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://independencehl.com/ryan-mcmahon/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO142383",
        "status": "active",
        "issued_at": "2025-11-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-11-17",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-1537155",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "ct"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://finance.mo.gov/banks-0/bank-licensee-search",
        "verified_at": "2026-10-19",
        "confidence": "confirmed",
        "regulator": "mo"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://securities.arkansas.gov/loans/nmls/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ar"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "55421",
        "status": "active",
        "issued_at": "2025-10-07",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": "1474344",
        "status": "active",
        "issued_at": "2025-11-03",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1537155",
        "status": "active",
        "issued_at": "2025-10-07",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI1537155",
        "status": "active",
        "issued_at": "2025-11-24",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO1537155",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "WY",
        "license_type": "state_license",
        "license_number": "110246",
        "status": "active",
        "issued_at": "2026-05-08",
        "source": "state_regulator",
        "source_url": "https://wyomingbankingdivision.wyo.gov/",
        "verified_at": "2026-10-27",
        "confidence": "confirmed",
        "regulator": "wy"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0091792",
        "status": "active",
        "issued_at": "2025-10-07",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-136066",
        "status": "active",
        "issued_at": "2025-10-20",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://independencehl.com/ryan-mcmahon/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://independencehl.com/ryan-mcmahon/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Former Military Intelligence Analyst",
        "source": "lender_site",
        "source_url": "https://independencehl.com/ryan-mcmahon/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "2x National Academic All American",
        "source": "lender_site",
        "source_url": "https://independencehl.com/ryan-mcmahon/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ryan-mcmahon-1537155#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://independencehl.com/ryan-mcmahon/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-10-07",
      "state": "IA"
    },
    "licensed_since": {
      "year": 2025,
      "state": "IA"
    },
    "federal_registration": null
  }
}