---
canonical_url: https://lendb.ai/lo/ryan-palazzola-177449
json_url: https://lendb.ai/lo/ryan-palazzola-177449.json
nmls_id: 177449
last_verified: 2026-10-09
---

# Ryan Palazzola

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Utica, MI. NMLS ID 177449 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177449)).

**Summary:** Ryan Palazzola (NMLS 177449) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Utica, MI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC, FHA loan, VA loan, Jumbo loan and First-time buyer. Licensed since 2012 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2012 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449

## About

Ryan has 12 years of experience as a Senior Home Lending Advisor serving the Grosse Pointe area, specializing in first-time homebuyer programs, home equity lines of credit, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Grosse Pointe, MI. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO14907 | expired | confirmed | 2012-06-05 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Utica, MI. Source: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177449

## Contact

- linkedin_url: https://www.linkedin.com/in/palazzola-ryan-a0732242/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-palazzola-177449#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177449
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/mi/utica/45303-van-dyke-ave-hla-177449

Cite as: Ryan Palazzola (NMLS 177449), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/ryan-palazzola-177449, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._