---
canonical_url: https://lendb.ai/lo/ryan-perrenoud-250511
json_url: https://lendb.ai/lo/ryan-perrenoud-250511.json
nmls_id: 250511
last_verified: 2026-10-15
---

# Ryan Perrenoud

Branch Manager at Bayshore Mortgage Funding, LLC. NMLS ID 250511 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250511)).

**Summary:** Ryan Perrenoud (NMLS 250511) is Branch Manager at Bayshore Mortgage Funding, LLC. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Alabama, Arkansas and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, VA loan, Construction loan and HELOC. Earliest state license record: July 22, 2022 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 22, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), California (CA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/
- **Construction loan** (`construction`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/
- **HELOC** (`heloc`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/

## Facts from the lender page and intro

- years_experience: 20. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/, verified 2026-10-15.
- education: MBA in finance and accounting. Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO111068 | active | confirmed | 2022-07-22 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2022-07-29 | state_regulator | 2026-10-13 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Bayshore Mortgage Funding, LLC (NMLS 196858). Source: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250511

## Contact

- View profile at Bayshore Mortgage Funding, LLC: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-perrenoud-250511#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250511
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://bayshoremortgagefunding.com/team-directory/ryan-perrenoud/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Ryan Perrenoud (NMLS 250511), Bayshore Mortgage Funding, LLC. LenDb.ai, https://lendb.ai/lo/ryan-perrenoud-250511, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._