---
canonical_url: https://lendb.ai/lo/ryan-richards-1987735
json_url: https://lendb.ai/lo/ryan-richards-1987735.json
nmls_id: 1987735
last_verified: 2026-10-15
---

# Ryan Richards

Loan officer at Northpoint Mortgage, Inc.. NMLS ID 1987735 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987735)).

**Summary:** Ryan Richards (NMLS 1987735) is a loan officer at Northpoint Mortgage, Inc.. Licensed in 2 states confirmed with state regulators: Florida and Connecticut. Earliest state license record: March 14, 2022 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 14, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO104116 | active | confirmed | 2022-03-14 | state_regulator | 2026-10-15 |
| CT | state_license | LO-1987735 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Northpoint Mortgage, Inc. (NMLS 1515). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987735

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1987735
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Ryan Richards (NMLS 1987735), Northpoint Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/ryan-richards-1987735, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._