---
canonical_url: https://lendb.ai/lo/ryan-sandell-221731
json_url: https://lendb.ai/lo/ryan-sandell-221731.json
nmls_id: 221731
last_verified: 2026-10-09
---

# Ryan Sandell

Western Region President at NFM Lending, Tempe, AZ. NMLS ID 221731 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/221731)).

**Summary:** Ryan Sandell (NMLS 221731) is Western Region President at NFM Lending, based in Tempe, AZ. Licensed in Florida, confirmed with the state regulator (license LO83423). Also lists Arizona, California, Georgia, Idaho, New Mexico, Nevada, Texas, Washington and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction and First-time buyer. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Idaho (ID, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/ryan-sandell/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/ryan-sandell/

## About

Ryan has been in the mortgage industry since 2003 and joined NFM Lending in 2016 as Western Division President. His team closed over 2,000 loans for $852M in 2023, with 77% new construction.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://nfmlending.com/loanoriginator/ryan-sandell/, verified 2026-10-09.
- role: President of NFM Lending's Western Division. Source: https://nfmlending.com/loanoriginator/ryan-sandell/, verified 2026-10-09.
- education: Degree in Business Management from W.P. Carey School of Business at Arizona State University. Source: https://nfmlending.com/loanoriginator/ryan-sandell/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO83423 | active | confirmed | 2021-03-08 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Tempe, AZ. Source: https://nfmlending.com/loanoriginator/ryan-sandell/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/221731

## Contact

- View profile at NFM Lending: https://nfmlending.com/loanoriginator/ryan-sandell/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-sandell-221731#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/221731
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://nfmlending.com/loanoriginator/ryan-sandell/

Cite as: Ryan Sandell (NMLS 221731), NFM Lending. LenDb.ai, https://lendb.ai/lo/ryan-sandell-221731, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._