---
canonical_url: https://lendb.ai/lo/ryan-santos-1440982
json_url: https://lendb.ai/lo/ryan-santos-1440982.json
nmls_id: 1440982
last_verified: 2026-10-09
---

# Ryan Santos

Loan Officer at CrossCountry Mortgage, Renton, WA. NMLS ID 1440982 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1440982)).

**Summary:** Ryan Santos (NMLS 1440982) is Loan Officer at CrossCountry Mortgage, based in Renton, WA. Lists California and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, VA loan, FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Renton, WA. Source: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1440982

## Contact

- linkedin_url: https://www.linkedin.com/in/ryan-santos-508611195/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-santos-1440982#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1440982
- lender_site: https://crosscountrymortgage.com/renton-wa-5501/raul-santos/

Cite as: Ryan Santos (NMLS 1440982), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-santos-1440982, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._