---
canonical_url: https://lendb.ai/lo/ryan-smith-9779
json_url: https://lendb.ai/lo/ryan-smith-9779.json
nmls_id: 9779
last_verified: 2026-10-09
---

# Ryan Smith

Senior Loan Officer at LeaderOne Financial, Overland Park, KS. NMLS ID 9779 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9779)).

**Summary:** Ryan Smith (NMLS 9779) is Senior Loan Officer at LeaderOne Financial, based in Overland Park, KS. Lists California and Nevada on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ryan Smith has been in the mortgage industry since 1990. He founded and grew a mortgage brokerage into one of Northern California's largest, managing 120 employees across 11 states, and earned his Real Estate Broker's license and Masters Club designation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1990. Source: https://www.leaderonefinancial.com/mlo/ryan-smith, verified 2026-10-09.
- education: Degree in Finance and Economics from California State University, Sacramento. Source: https://www.leaderonefinancial.com/mlo/ryan-smith, verified 2026-10-09.
- role: Founded and grew a mortgage brokerage firm into one of Northern California's largest. Source: https://www.leaderonefinancial.com/mlo/ryan-smith, verified 2026-10-09.
- credential: Real Estate Broker's license and Masters Club designation. Source: https://www.leaderonefinancial.com/mlo/ryan-smith, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Overland Park, KS. Source: https://www.leaderonefinancial.com/mlo/ryan-smith, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9779

## Contact

- linkedin_url: https://www.linkedin.com/in/ryansmithfinancial/ (source: lender_site, verified 2026-10-09)
- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/ryan-smith
- Email on file: shown at https://lendb.ai/lo/ryan-smith-9779#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9779
- lender_site: https://www.leaderonefinancial.com/mlo/ryan-smith

Cite as: Ryan Smith (NMLS 9779), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/ryan-smith-9779, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._