---
canonical_url: https://lendb.ai/lo/ryan-smylnycky-891325
json_url: https://lendb.ai/lo/ryan-smylnycky-891325.json
nmls_id: 891325
last_verified: 2026-10-09
---

# Ryan Smylnycky

Consumer Direct Loan Officer at Union Home Mortgage, Rochester, MI. NMLS ID 891325 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/891325)).

**Summary:** Ryan Smylnycky (NMLS 891325) is Consumer Direct Loan Officer at Union Home Mortgage, based in Rochester, MI. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Connecticut, Illinois, Kansas, Kentucky, Maryland, Michigan, Ohio, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Earliest state license record: April 7, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 7, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Connecticut (CT, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146587 | active | confirmed | 2026-04-07 | state_regulator | 2026-10-09 |
| PA | state_license | 121076 | active | confirmed |  | state_regulator | 2026-10-10 |
| CT | state_license | LO-891325 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | 031.0094596 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | LO.0057535 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | MC929681 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | 891325 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | 891325 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO.041135.001 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 891325 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | 891325 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Rochester, MI. Source: https://www.uhm.com/loan-officers/ryan-smylnycky/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/891325

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/ryan-smylnycky/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-smylnycky-891325#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/891325
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.uhm.com/loan-officers/ryan-smylnycky/

Cite as: Ryan Smylnycky (NMLS 891325), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-smylnycky-891325, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._