---
canonical_url: https://lendb.ai/lo/ryan-snep-214126
json_url: https://lendb.ai/lo/ryan-snep-214126.json
nmls_id: 214126
last_verified: 2026-10-24
---

# Ryan Snep

Loan officer at West Capital Lending, Inc.. NMLS ID 214126 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214126)).

Ryan Snep (NMLS 214126) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2011 and in California and Oregon.

**Summary:** Ryan Snep (NMLS 214126) is a loan officer at West Capital Lending, Inc.. Licensed in 3 states confirmed with state regulators: Florida, California and Oregon. Earliest state license record: May 26, 2011 (Florida), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Ryan licensed in Florida?

Yes. Florida regulator records list license LO6837 as active, first effective May 26, 2011 (verified 2026-10-15). LenDb has 2 other states on file for Ryan. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Ryan work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Ryan been licensed?

The earliest state license record LenDb holds for Ryan is from May 26, 2011 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: May 26, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Ryan M. Snep (CA, FL, IA, NY, OR, as of 2026-10-19)
- Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO6837 | active | confirmed | 2011-05-26 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Real Estate | state_license | 02222945 | active | confirmed |  | state_regulator | 2026-10-24 |
| IA | Iowa regulator | state_license | 22539 | expired | confirmed | 2014-01-17 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 214126 | active | confirmed | 2012-08-22 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 214126 | expired | confirmed | 2014-01-29 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214126

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214126
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Ryan Snep (NMLS 214126), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/ryan-snep-214126, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._