---
canonical_url: https://lendb.ai/lo/ryan-spano-2239937
json_url: https://lendb.ai/lo/ryan-spano-2239937.json
nmls_id: 2239937
last_verified: 2026-10-09
---

# Ryan Spano

Mortgage Loan Originator at Total Mortgage Services, Milford, CT. NMLS ID 2239937 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2239937)).

**Summary:** Ryan Spano (NMLS 2239937) is Mortgage Loan Originator at Total Mortgage Services, based in Milford, CT. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Earliest state license record: November 1, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 1, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ryan started at Total Mortgage at age 21 and continues to serve local homebuyers. Born and raised in East Haven, Connecticut, he prioritizes clear communication and trust throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since age 21. Source: https://www.totalmortgage.com/bankers/ryan-spano, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123878 | active | confirmed | 2023-11-01 | state_regulator | 2026-10-09 |
| PA | state_license | 105196 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/ryan-spano, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2239937

## Contact

- linkedin_url: https://www.linkedin.com/in/ryan-spano-loanofficer/ (source: lender_site, verified 2026-10-09)
- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/ryan-spano
- Email on file: shown at https://lendb.ai/lo/ryan-spano-2239937#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2239937
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.totalmortgage.com/bankers/ryan-spano

Cite as: Ryan Spano (NMLS 2239937), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/ryan-spano-2239937, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._